{"visibility": "domain", "fields": [], "dataset_id": "bls-q-fr-all-mf-h-h-b3-mr-s-fnet", "dataset_uid": "da_zzr0m0", "has_records": false, "features": [], "attachments": [], "alternative_exports": [], "data_visible": true, "metas": {"default": {"title": "Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, (3 derniers mois), Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite)", "title_fr": "Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, (3 derniers mois), Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite)", "title_en": "Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, (3 derniers mois), Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite)", "description": "Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, (3 derniers mois), Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite) | Household housing credit supply, Impact on the bank's margin on higher-risk loans, (past 3 months), The bank\u2019s ability to access market financing (money market or bond market, including securitization with a true sale) | Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, au cours des 3 derniers mois, Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite) | Household housing credit supply, Impact on the bank's margin on higher-risk loans, Over the past 3 months, The bank\u2019s ability to access market financing (money market or bond market, including securitization with a true sale) | BLS - Population bancaire interrog\u00e9e: Toutes banques, BLS - m\u00e9thode d'agr\u00e9gation: Solde des r\u00e9ponses non pond\u00e9r\u00e9es (resserrement moins assouplissement de l\u2019offre de cr\u00e9dit ou hausse moins diminution de la demande de cr\u00e9dit), BLS - Contrepartie: M\u00e9nages, BLS - Contrepartie d\u00e9taill\u00e9e: Pr\u00eats \u00e0 l'habitat, BLS - Objet de la question: Impact de la capacit\u00e9 \u00e0 acc\u00e9der aux financements de march\u00e9, BLS - Domaine de la question: Marges sur les pr\u00eats plus risqu\u00e9s, P\u00e9riodicit\u00e9: Trimestriel, BLS - R\u00f4le de march\u00e9: Offre de cr\u00e9dits, Zone g\u00e9ographique de r\u00e9f\u00e9rence: France, BLS - Horizon temporel: Au cours des trois derniers mois | BLS - Banking coverage: All banks, BLS - agregation method: Unweighted net percentage of banks reporting a tightening of credit standards or an increase in loan demand, BLS - Counterpart: Household, BLS - Detailed counterpart: Loans for house purchase, BLS - Enquiry item: Impact of ability to access market financing, BLS - Enquiry domain: Margins on riskier loans, Frequency code list: Quarterly, BLS - Market Role: Loan supply, Area code list: France, BLS - Time horizon: Over the past three months | Enqu\u00eate sur les conditions de pr\u00eat bancaire. | Survey on banking lending conditions.", "description_fr": "Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, (3 derniers mois), Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite) | Household housing credit supply, Impact on the bank's margin on higher-risk loans, (past 3 months), The bank\u2019s ability to access market financing (money market or bond market, including securitization with a true sale) | Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, au cours des 3 derniers mois, Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite) | Household housing credit supply, Impact on the bank's margin on higher-risk loans, Over the past 3 months, The bank\u2019s ability to access market financing (money market or bond market, including securitization with a true sale) | BLS - Population bancaire interrog\u00e9e: Toutes banques, BLS - m\u00e9thode d'agr\u00e9gation: Solde des r\u00e9ponses non pond\u00e9r\u00e9es (resserrement moins assouplissement de l\u2019offre de cr\u00e9dit ou hausse moins diminution de la demande de cr\u00e9dit), BLS - Contrepartie: M\u00e9nages, BLS - Contrepartie d\u00e9taill\u00e9e: Pr\u00eats \u00e0 l'habitat, BLS - Objet de la question: Impact de la capacit\u00e9 \u00e0 acc\u00e9der aux financements de march\u00e9, BLS - Domaine de la question: Marges sur les pr\u00eats plus risqu\u00e9s, P\u00e9riodicit\u00e9: Trimestriel, BLS - R\u00f4le de march\u00e9: Offre de cr\u00e9dits, Zone g\u00e9ographique de r\u00e9f\u00e9rence: France, BLS - Horizon temporel: Au cours des trois derniers mois | BLS - Banking coverage: All banks, BLS - agregation method: Unweighted net percentage of banks reporting a tightening of credit standards or an increase in loan demand, BLS - Counterpart: Household, BLS - Detailed counterpart: Loans for house purchase, BLS - Enquiry item: Impact of ability to access market financing, BLS - Enquiry domain: Margins on riskier loans, Frequency code list: Quarterly, BLS - Market Role: Loan supply, Area code list: France, BLS - Time horizon: Over the past three months | Enqu\u00eate sur les conditions de pr\u00eat bancaire. | Survey on banking lending conditions.", "description_en": "Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, (3 derniers mois), Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite) | Household housing credit supply, Impact on the bank's margin on higher-risk loans, (past 3 months), The bank\u2019s ability to access market financing (money market or bond market, including securitization with a true sale) | Offre cr\u00e9dits habitat M\u00e9nages, Incidence sur la marge de la banque sur les pr\u00eats plus risqu\u00e9s, au cours des 3 derniers mois, Capacit\u00e9 de la banque \u00e0 acc\u00e9der aux financements de march\u00e9 (mon\u00e9taire ou obligataire, y compris la titrisation assortie d'une cession parfaite) | Household housing credit supply, Impact on the bank's margin on higher-risk loans, Over the past 3 months, The bank\u2019s ability to access market financing (money market or bond market, including securitization with a true sale) | BLS - Population bancaire interrog\u00e9e: Toutes banques, BLS - m\u00e9thode d'agr\u00e9gation: Solde des r\u00e9ponses non pond\u00e9r\u00e9es (resserrement moins assouplissement de l\u2019offre de cr\u00e9dit ou hausse moins diminution de la demande de cr\u00e9dit), BLS - Contrepartie: M\u00e9nages, BLS - Contrepartie d\u00e9taill\u00e9e: Pr\u00eats \u00e0 l'habitat, BLS - Objet de la question: Impact de la capacit\u00e9 \u00e0 acc\u00e9der aux financements de march\u00e9, BLS - Domaine de la question: Marges sur les pr\u00eats plus risqu\u00e9s, P\u00e9riodicit\u00e9: Trimestriel, BLS - R\u00f4le de march\u00e9: Offre de cr\u00e9dits, Zone g\u00e9ographique de r\u00e9f\u00e9rence: France, BLS - Horizon temporel: Au cours des trois derniers mois | BLS - Banking coverage: All banks, BLS - agregation method: Unweighted net percentage of banks reporting a tightening of credit standards or an increase in loan demand, BLS - Counterpart: Household, BLS - Detailed counterpart: Loans for house purchase, BLS - Enquiry item: Impact of ability to access market financing, BLS - Enquiry domain: Margins on riskier loans, Frequency code list: Quarterly, BLS - Market Role: Loan supply, Area code list: France, BLS - Time horizon: Over the past three months | Enqu\u00eate sur les conditions de pr\u00eat bancaire. | Survey on banking lending conditions.", "theme": null, "theme_fr": null, "theme_en": null, "keyword": null, "keyword_fr": null, "keyword_en": null, "license": null, "license_fr": null, "license_en": null, "license_url": null, "license_url_fr": null, "license_url_en": null, "language": "en", "metadata_languages": ["fr"], "timezone": null, "modified": "2026-06-22T02:12:43+00:00", "modified_updates_on_metadata_change": false, 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